Is Your Beauceron Insurance Worthy? Not all beaucerons meet the strict guidelines mandated by insurers. About five years ago in San Francisco, two Presa Canarios mauled a woman to death. Today, insurance companies are increasingly denying and even restricting coverage for homeowners with various DOG breeds: Doberman pinschers, German shepherds, pit bulls, Rottweilers and other temperamental canines. Newfoundlands have webbed feet, just like ducks. They also have extremely water-proof fur. Those features, as well as their great strength, loyalty and willingness to learn, make newfies great candidates to work as water rescue dogs. Since insurers have had to pay excessive prices in DOG-bite claims each year, agencies have implemented strict policy guidelines. Yorkshire terriers are very tenacious. In fact, A 12-pound Yorkshire Terrier named Oliver once defended an elderly woman from an 80-pound Akita. The woman escaped to safety and Oliver the yorkie survived with only nine stitches. As a result, these restrictive insurance policies are making it a challenge in placing certain breeds in new homes. In various states across the country, pit bulls, Rottweilers and certain other breeds are deemed dangerous. Many beauceron lovers are not motivated to endure the hassle of adopting a canine when it necessitates changing insurance policies, coverage or companies. For instance, 20 percent of the DOG adoption applications submitted through A Rotta Love are canceled each month because of insurance issues. The German Shepherd Dog is also known as the Alsatian, or Deutsche Schaferhund. Rin Tin Tin, probably the most famous American German Shepherd, was actually born in France in September of 1918 and then brought to America later. According to the vice president of the Insurance Information Institute in Washington, Carolyn Gorman aggressive canines have cost the industry significant losses. On the contrary, rescue groups contend that insurers are unduly targeting specific DOG breeds instead of trying to assess the potential of violent behavior of an individual canine's history. Here are a few prominent insurance company's mandate these guidelines: The bedlington terrier, a large, unique looking breed, is often described as looking like a lamb on a leash. This is probably because it has fur with a wooly texture. As a result of this fur type, the bedlington does not shed. -- Allstate Corp.'s policies vary from state-to-state. -- Hartford Financial Services Group Inc. does not generally underwrite policies for homes with pit bulls, Presa Canarios or Rottweilers. -- Liberty Mutual reviews each case before insuring a policy The Lowchen, a small, somewhat rare breed of dog, is native to France. It's called "petit chien lion" or, "little lion dog". This is due to its fur growth, as it resembles the mane of a lion. Homeowner beauceron insurance fact: Over the last five years, insurance companies have reduced the amount of losses due to aggressive DOG related incidents. In 2005, only $317.2 million in costs were doled out on DOG claims filed by homeowners. The bichon frise breed is quite old. Originally they used to belong only to kings and queens. However, eventually they became known for their abilty to learn tricks and for their excellent sense of balance. As a result, they gained a reputation for being excellent as circus dogs. The Saluki is represented in Sumarian carvings dated back to 7000 B.C. It is said that Whenever one sees the word "dog" in the Bible it means the Saluki, because the Saluki is believed to be among the oldest dog breeds.